About us
My name is Matthew Brown and I’m the branch manager of Megastar Financial Redding. If you’re looking for a knowledgeable, conscientious loan officer to help you find the best home loans in the Redding area, or to help you refinance a loan or mortgage, contact me using the form below.

Some of Megastar Financial Redding’s Core Products
FIRST-TIME BUYER HOME LOAN
Interest rates are fixed for a time-frame of 10, 15, 20, 25 or 30 years.
Principal and Interest payment for this home loan is set for the entire term and will never change. Also, your interest rate will never change.
VA LOANS
A VA (Veteran’s Administration) loan can be an incredible option, if you’re qualified for it. They are available to eligible current or former members of the U.S. Armed Forces and their surviving spouses.
Up to 100% financing available.
Very competitive low fixed or adjustable rates.
More favorable income, debt, and credit qualifications than other home loans.
No mortgage insurance (MI).
CONVENTIONAL LOANS
A conventional loan is not guaranteed nor insured by an outside entity. Because fewer low-income buyers use these, conventional loans typically have very attractive interest rates. Furthermore, unlike FHA loans, there are no mortgage insurance premiums to worry about. Depending on your situation, a conventional loan or conventional refinance may be the best option for you.
FHA LOANS
An FHA loan is insured by the Federal Housing Administration. Buyers pay for mortgage insurance to protect the lender in the case of a default. This means you can get your home at lower interest rates with fewer qualifications.
Purchase your home with as little as 3.5% down.
Seller can contribute up to 6% of sales price to help with closing costs.
Choose from a fixed or adjustable-rate mortgage.
USDA LOANS
A USDA loan was designed by the US Department of Agriculture to improve life in rural areas. These no-money-down loans can be a great option for those eligible, but many people don’t know these loans exist.
Allows for 100% financing on homes in eligible areas determined by the USDA Rural Development.
More favorable income and credit qualifications may apply.
There are some income limitations that must be met for USDA loans.
Credit Issues Get a Home Loan
Matt On The Move
If you have credit issues and want a home loan, then give us a call, we would love to take a look at your situation to see how we can help.
Call Mortgage Matt today! (530) 999-9000
Contact your Lender First
Mortgage Matt
A step up home buyer is someone who purchased a home a few years ago, and they’re outgrowing their home. If you want to take a look at your options, we would love to help. Call Mortgage Matt today! (530) 999-9000
FHA Loans Explained
Mortgage Matt
If you’re a first-time home buyer, then the FHA loan is an excellent opportunity for you. Call Megastar Financial Redding, and we’ll figure out your options together! (530) 999-9000
First Time Home buyers
Mortgage Matt
Are you looking at purchasing your first home? Let the friendly experts at Megastar Financial in Redding help you find the best loans and programs to suit your needs. Visit our office today to find out why we are one of the most trusted mortgage lenders for first-time buyers in Redding, CA. Rather talk to someone on the phone? Give us a call at 530-999-9000.
USDA Home Loans Explained
Mortgage Matt
USDA loans are a great option in Shasta County. If you’re interested in securing one, then we can help!
Megastar Financial is a trusted provider of USDA Loans in Redding, CA. If you are seeking a loan stop by our office and let our experts help you find the loan that best suits your needs. Rather talk to someone on the phone? Call Mortgage Matt today! (530) 999-9000
Mortgage Credit Certificate Explained
Mortgage Matt
A Mortgage Credit Certificate allows a homebuyer to claim a tax credit for a portion of the mortgage interest paid per year. It is a dollar-for-dollar reduction against your federal tax liability.
If you want to take a look at your options, I would love to meet with you. You can reach me at my office (530) 999-9000.
VA Home Loans Explained
Mortgage Matt
VA loans are one of the best home loans out there for anyone eligible, with lower down payments required, lower interest rates, and fewer hoops to jump through, compared to other loans. If you are a veteran looking to find 100% VA financing in Redding, CA, then this is the best type of loan you can find.
Megastar Financial is a trusted provider of VA Loans in Redding, CA. If you are a veteran seeking a loan stop by our office and let our experts help you find the loan that best suits your needs. Rather talk to someone on the phone? Call Mortgage Matt today! (530) 999-9000
Mortgage Refinance Explained
Mortgage Matt
Megastar Financial Redding’s mission is to help people better afford their homes. Whether you want to lower your interest rates or monthly payments, or pull equity out of your home and convert it into cash, we are ready to help you save your money. If you don’t know whether refinancing in Redding CA is an option, call us at 530-999-9000, and we will help you figure it out.
FHA Loans Explained
Mortgage Matt
If you’re a first-time home buyer, then the FHA loan is an excellent opportunity for you. Call Megastar Financial Redding, and we’ll figure out your options together! (530) 999-9000
Homebot | Helping Homeowners Maximize Wealth
Mortgage Matt
Homebot is a free, online wealth management tool for homeowners. Set up your profile by entering your current mortgage amount, interest rate, payment amount and loan term and with one click you will have a snapshot of your home wealth. Call Mortgage Matt today! (530) 999-9000 Homebot | Helping Homeowners Maximize Wealth: https://homebot.ai/
Homebot | Helping Homeowners Maximize Wealth
Mortgage Matt
Homeowners do cash-out refinance so they can turn some of the equity they’ve built up in their home into cash. Contact us at Megastar Financial Redding to see if this is a good option for you. (530) 999-9000
Homebot for Realtors
Mortgage Matt
“Real Estate Agents, like you, are using Homebot to generate significant new listing referrals and CMA volume by re-engaging their entire client-base every month with valuable home finance advice.”
Customer Reviews
See what others say about Matt Brown
Our rate is 4.5 of 5.0 based on 138 reviews.
January 12, 2021
Matt and his team did a great job getting our first home financed. This was a new, scary process for my wife and I and Matt knows his stuff and was able to explain every step. Even if Matt was unavailable I could reach out to Arian who was able to answer all of our questions. They kept us informed and closed on time. Thank you Matt and team!
James Dobson (Google)
September 1, 2019
Matt was very easy to work with and we closed on schedule. As a first time homebuyer I had a lot of questions and Matt had straight answers for me and my fiancee. We had questions about securing a loan to include a financial component for improvements on the house and Matt was able to guide us in this decision too. The process was actually fun and now we're enjoying a home we never thought possible before we sat down with Matt. He's also a pretty neat guy and now we consider him a friend of the family. Thanks Matt!
Scott Warriner (Google)
December 9, 2020
Excellent customer service and follow through!
Fred Ides (Google)
December 9, 2020
I had a very stress less experience. Great people
John Nelson (Google)
December 9, 2020
Matt & crew were incredibly helpful and professional. Couldn’t recommend them more.
Aaron Hoerber (Google)
July 18, 2020
Steve and his team at Megastar are amazing, kind, quick and knowledgeable. I would never use anyone else for a home loan or refinance. They got me the best rates and we closed fast. Steve helped me find out what I needed to qualify and then pre-qualified me as soon as I got there. For this first time homebuyer, Steve made my home owning dreams a reality!
Jessica Smith (Google)
February 14, 2020
Tami Seeger (Google)
February 21, 2020
Matt and his team have done a great job on the refinance of my home. I am going down 1.5% in my interest rate and reducing the number of years for payoff. I felt confident that everything was done in my best interests with minimal fees. Thank you REDDING Megastar Financial for assisting me with getting into a much better financial position.
Diane Orr (Google)
October 18, 2019
Matt and his team worked hard for us. Matt is trustworthy and a great communicator.
- (Google)
September 26, 2020
You got it done. under very Tricky circumstances you got it done. Matt Brown Hats off to you and your team.Thank You.
Keith Scribner (Google)
December 9, 2020
Carolyn Moak (Google)
December 14, 2020
I had a wonderful experience working with Matt and Arianne! They work very hard and go above and beyond! This was my first home purchase and I am so happy I went through megastar! Arianne helped me through every step and I couldn't be more grateful for that! I love my new home! Thank you megastar team! ♡♡♡
Yoshiko Shirakawa (Google)
December 15, 2020
They have helped me get into the house we have now as well as a refinance. Both experiences went very smoothly. Matt and his staff are on top of everything and walk you through what needs to be done. Thanks for everything!
Travis DeCoito (Google)
December 15, 2020
I had a wonderful experience working with Matt and Arianne! They work very hard and go above and beyond! This was my first home purchase and I am so happy I went through megastar! Arianne helped me through every step and I couldn't be more grateful for that! I love my new home! Thank you megastar team! ♡♡♡
Yoshiko Shirakawa (Google)
December 15, 2020
Matt Brown is an EXCELLENT lender! Highly professional, and makes the process as smooth and seamless as possible. He is also supported by an excellent team of transaction coordinators and processors who get the job DONE. I highly recommend Matt Brown to anyone considering a refi or home purchase
Kathleen Kelley (Google)
December 15, 2020
Matt & crew were incredibly helpful and professional. Couldn’t recommend them more.
Aaron Hoerber (Google)
December 15, 2020
Easy to work with and an overall positive experience. Great rate and a very knowledgeable staff.
Charles Hail (Google)
December 15, 2020
Very Good
Dave E. (Google)
December 15, 2020
The Team at Megastar are Fantastic, quick, efficient, honest, and aim to Please. We have used them twice since moving to Redding. Matt does a great job every time!
Paul Irvine (Google)
June 16, 2020
Matt’s team was professional, responsive and patiently worked in my best interest. Working with him felt like I had a friend in the mortgage industry.
Mark Stilwell (Google)
December 15, 2020
Steve and his team at Megastar are amazing, kind, quick and knowledgeable. I would never use anyone else for a home loan or refinance. They got me the best rates and we closed fast. Steve helped me find out what I needed to qualify and then pre-qualified me as soon as I got there. For this first time homebuyer, Steve made my home owning dreams a reality!
Jessica Smith (Google)
December 15, 2020
Matt and his team a Megastar were very professional and helpful. The process started just before the pandemic hit. It became stressful for us but the kept us informed and answered all of about question. I highly recommend them!!!
Frank Nakatani (Google)
December 15, 2020
Matt’s team was professional, responsive and patiently worked in my best interest. Working with him felt like I had a friend in the mortgage industry.
Mark Stilwell (Google)
December 15, 2020
Matt Brown is a world-class lender that is dedicated to his clients success. Matt offers a wealth of knowledge in the field of Mortgage Lending and has blown me away with his responsiveness and consistent positive attitude. I highly recommend Matt with Megastar to Fund your next home purchase!
Daniel Smith (Google)
December 15, 2020
Staff were great to work with.
Cathy Cobbaert (Google)
December 9, 2020
You got it done. under very Tricky circumstances you got it done. Matt Brown Hats off to you and your team.Thank You.
Keith Scribner (Google)
December 9, 2020
Matt and his team have done a great job on the refinance of my home. I am going down 1.5% in my interest rate and reducing the number of years for payoff. I felt confident that everything was done in my best interests with minimal fees. Thank you REDDING Megastar Financial for assisting me with getting into a much better financial position.
Diane Orr (Google)
December 9, 2020
Awesome experience....the whole experience was smooth. I would recommend the company.
david reiner (Google)
December 15, 2020
Matt and his team have done a great job on the refinance of my home. I am going down 1.5% in my interest rate and reducing the number of years for payoff. I felt confident that everything was done in my best interests with minimal fees. Thank you REDDING Megastar Financial for assisting me with getting into a much better financial position.
Diane Orr (Google)
December 15, 2020
Matt and his team worked hard for us. Matt is trustworthy and a great communicator.
- (Google)
December 9, 2020
Rocha's Auto (Google)
December 9, 2020
Tami Seeger (Google)
December 9, 2020
When you call you get a person, not a computer
Lauren Erwin (Google)
December 9, 2020
Matt is The Best & finds you the Best Loan & helps & keeps you informed constantly throughout the whole process, I wouldn't use anybody else.
Laurie Martindale (Google)
December 9, 2020
As I Realtor I know I can always expect great service from Matt and his team. Always a smooth transaction and always an on-time closing!
Bryan Chamberlin (Google)
December 9, 2020
Nicole Brainerd (Google)
December 9, 2020
Andrea Peet (Google)
December 9, 2020
Sussan Lane (Google)
December 9, 2020
forest (Google)
December 15, 2020
I am a Farmers Insurance agent, who works with Matt and his wonderful staff quite frequently. It always amazes me when I meet with his clients, how much confidence they feel with Matt and Megastar Financial. Matt empowers and educates his clients, and no one works harder for his clients' best interest, period. When I talk with his clients, it is clear what a high quality job Matt and his crew do for their clients. He is the only mortgage broker I would refer my clients or friends to.
Sherry LaLonde (Google)
December 15, 2020
Paul Grano (Google)
September 1, 2019
Andrea Peet (Google)
December 15, 2020
Carolyn Moak (Google)
December 15, 2020
Excellent, quick & personable service!
Stephen Brown (Google)
December 9, 2020
Very Good
Dave E. (Google)
December 9, 2020
Valerie & James Harris (Google)
December 15, 2020
I have shopped around for the right company that I felt was doing everything for me & it took me several places until I met Matt Brown, right away I just knew this is what I expected in a Company, someone that really cared & gave me the Best options with No pressure & only reassurance I was making the right move. I can't say enough about feeling like I just wasn't another customer, but like a family. Thank You so much for everything you have done for me. Blessings
laurie martindale (Google)
December 15, 2020
Make sure before you start looking at homes you call Mortgage Matt. I have done many transactions with Matt and he and his staff are Hard Working Professionals who get the job done every time. When you think of Home Mortgage, think Mortgage Matt
Eddy Price (Google)
December 15, 2020
Excellent customer service and follow through!
Fred Ides (Google)
December 9, 2020
Excellent, quick & personable service!
Stephen Brown (Google)
December 15, 2020
Great Redding staff.. They truly do want to provide great service!!!
Steven Ritter (Google)
December 15, 2020
James Boyle (Google)
December 15, 2020
I was impressed that Matt Brown and Mary Key worked around my unpredictable east coast work schedule so that everything was ready for the closing day. That meant a lot to me. Thank you!
Matthew Culver (Google)
December 15, 2020
Matt cares...Caring as you know can be a forgotten quality in today's world. Matt has a genuine care for people and will carry that through by securing a mortgage on your home.
Micah Howe (Google)
December 15, 2020
awesome group. Helped guide us down the correct path that fit us.
Viaharo (Google)
December 15, 2020
Valerie & James Harris (Google)
December 9, 2020
I am a Farmers Insurance agent, who works with Matt and his wonderful staff quite frequently. It always amazes me when I meet with his clients, how much confidence they feel with Matt and Megastar Financial. Matt empowers and educates his clients, and no one works harder for his clients' best interest, period. When I talk with his clients, it is clear what a high quality job Matt and his crew do for their clients. He is the only mortgage broker I would refer my clients or friends to.
Sherry LaLonde (Google)
December 15, 2020
Mandy Phillips (Google)
December 15, 2020
I had a very stress less experience. Great people
John Nelson (Google)
December 15, 2020
Matt was VERY good to work with , he did his job well.His warm and positive personality made the experience a good one.Would recommend him to all who are looking to buy a home!
William Witt (Google)
September 1, 2019
I am a Farmers Insurance agent, who works with Matt and his wonderful staff quite frequently. It always amazes me when I meet with his clients, how much confidence they feel with Matt and Megastar Financial. Matt empowers and educates his clients, and no one works harder for his clients' best interest, period. When I talk with his clients, it is clear what a high quality job Matt and his crew do for their clients. He is the only mortgage broker I would refer my clients or friends to.
Sherry LaLonde (Google)
December 15, 2020
Bobbi Wellman (Google)
December 15, 2020
Matt was very professional I would recommend him to everybody he was very courteous and you listen to everything that we needed and he made sure that we got everything that we needed to get her house the loan was perfect the amount was perfect and the interest was very low thank you Matt you're awesome
Richard Williams (Google)
September 1, 2019
Mandy Phillips (Google)
December 15, 2020
Megastar was very patient with me being a first time home buyer. I was looking then got afraid I was biting off more than I could chew so I delayed my search for quite a few months. The team at Megastar was ready to help me, guide me, and get all the necessary documents when I found my perfect home. Thank you for all your hard work.
Kristin Wahl (Google)
December 15, 2020
Matt was very easy to work with and we closed on schedule. As a first time homebuyer I had a lot of questions and Matt had straight answers for me and my fiancee. We had questions about securing a loan to include a financial component for improvements on the house and Matt was able to guide us in this decision too. The process was actually fun and now we're enjoying a home we never thought possible before we sat down with Matt. He's also a pretty neat guy and now we consider him a friend of the family. Thanks Matt!
Scott Warriner (Google)
June 16, 2020
Matt and his team a Megastar were very professional and helpful. The process started just before the pandemic hit. It became stressful for us but the kept us informed and answered all of about question. I highly recommend them!!!
Frank Nakatani (Google)
October 26, 2020
Matt & crew were incredibly helpful and professional. Couldn’t recommend them more.
Aaron Hoerber (Google)
June 16, 2020
Awesome experience....the whole experience was smooth. I would recommend the company.
david reiner (Google)
September 1, 2019
Valerie & James Harris (Google)
December 9, 2020
Matt and his team a Megastar were very professional and helpful. The process started just before the pandemic hit. It became stressful for us but the kept us informed and answered all of about question. I highly recommend them!!!
Frank Nakatani (Google)
December 9, 2020
Staff were great to work with.
Cathy Cobbaert (Google)
March 3, 2020
Staff were great to work with.
Cathy Cobbaert (Google)
September 1, 2019
Nicole Brainerd (Google)
September 1, 2019
Excellent, quick & personable service!
Stephen Brown (Google)
December 9, 2020
Matt Brown is an EXCELLENT lender! Highly professional, and makes the process as smooth and seamless as possible. He is also supported by an excellent team of transaction coordinators and processors who get the job DONE. I highly recommend Matt Brown to anyone considering a refi or home purchase
Kathleen Kelley (Google)
September 1, 2019
Sussan Lane (Google)
September 1, 2019
As I Realtor I know I can always expect great service from Matt and his team. Always a smooth transaction and always an on-time closing!
Bryan Chamberlin (Google)
October 24, 2020
Easy to work with and an overall positive experience. Great rate and a very knowledgeable staff.
Charles Hail (Google)
September 1, 2019
I was impressed that Matt Brown and Mary Key worked around my unpredictable east coast work schedule so that everything was ready for the closing day. That meant a lot to me. Thank you!
Matthew Culver (Google)
September 1, 2019
awesome group. Helped guide us down the correct path that fit us.
Viaharo (Google)
February 14, 2020
Rocha's Auto (Google)
December 9, 2020
awesome group. Helped guide us down the correct path that fit us.
Viaharo (Google)
December 9, 2020
The Team at Megastar are Fantastic, quick, efficient, honest, and aim to Please. We have used them twice since moving to Redding. Matt does a great job every time!
Paul Irvine (Google)
December 9, 2020
Matt and his team worked hard for us. Matt is trustworthy and a great communicator.
- (Google)
December 9, 2020
Matt was very easy to work with and we closed on schedule. As a first time homebuyer I had a lot of questions and Matt had straight answers for me and my fiancee. We had questions about securing a loan to include a financial component for improvements on the house and Matt was able to guide us in this decision too. The process was actually fun and now we're enjoying a home we never thought possible before we sat down with Matt. He's also a pretty neat guy and now we consider him a friend of the family. Thanks Matt!
Scott Warriner (Google)
December 9, 2020
I was impressed that Matt Brown and Mary Key worked around my unpredictable east coast work schedule so that everything was ready for the closing day. That meant a lot to me. Thank you!
Matthew Culver (Google)
December 9, 2020
Matt’s team was professional, responsive and patiently worked in my best interest. Working with him felt like I had a friend in the mortgage industry.
Mark Stilwell (Google)
September 19, 2020
Kathleen Kelley (Google)
September 1, 2019
Carolyn Moak (Google)
December 9, 2020
Bobbi Wellman (Google)
December 9, 2020
James Boyle (Google)
December 9, 2020
Mandy Phillips (Google)
September 1, 2019
Make sure before you start looking at homes you call Mortgage Matt. I have done many transactions with Matt and he and his staff are Hard Working Professionals who get the job done every time. When you think of Home Mortgage, think Mortgage Matt
Eddy Price (Google)
December 9, 2020
Matt was very professional I would recommend him to everybody he was very courteous and you listen to everything that we needed and he made sure that we got everything that we needed to get her house the loan was perfect the amount was perfect and the interest was very low thank you Matt you're awesome
Richard Williams (Google)
September 14, 2020
Very Good
Dave E. (Google)
September 1, 2019
I have shopped around for the right company that I felt was doing everything for me & it took me several places until I met Matt Brown, right away I just knew this is what I expected in a Company, someone that really cared & gave me the Best options with No pressure & only reassurance I was making the right move. I can't say enough about feeling like I just wasn't another customer, but like a family. Thank You so much for everything you have done for me. Blessings
laurie martindale (Google)
March 6, 2020
Matt Brown is a world-class lender that is dedicated to his clients success. Matt offers a wealth of knowledge in the field of Mortgage Lending and has blown me away with his responsiveness and consistent positive attitude. I highly recommend Matt with Megastar to Fund your next home purchase!
Daniel Smith (Google)
September 1, 2019
James Boyle (Google)
September 1, 2019
Paul Grano (Google)
September 1, 2019
Matt is The Best & finds you the Best Loan & helps & keeps you informed constantly throughout the whole process, I wouldn't use anybody else.
Laurie Martindale (Google)
September 1, 2019
forest (Google)
September 1, 2019
I had a very stress less experience. Great people
John Nelson (Google)
June 24, 2020
Can't say enough great things about them. Thank you for getting us where we wanted to be.
Yamil Rocha (Google)
December 9, 2020
I have shopped around for the right company that I felt was doing everything for me & it took me several places until I met Matt Brown, right away I just knew this is what I expected in a Company, someone that really cared & gave me the Best options with No pressure & only reassurance I was making the right move. I can't say enough about feeling like I just wasn't another customer, but like a family. Thank You so much for everything you have done for me. Blessings
laurie martindale (Google)
September 1, 2019
Megastar was very patient with me being a first time home buyer. I was looking then got afraid I was biting off more than I could chew so I delayed my search for quite a few months. The team at Megastar was ready to help me, guide me, and get all the necessary documents when I found my perfect home. Thank you for all your hard work.
Kristin Wahl (Google)
December 9, 2020
Great Redding staff.. They truly do want to provide great service!!!
Steven Ritter (Google)
September 1, 2019
Matt cares...Caring as you know can be a forgotten quality in today's world. Matt has a genuine care for people and will carry that through by securing a mortgage on your home.
Micah Howe (Google)
September 1, 2019
Excellent customer service and follow through!
Fred Ides (Google)
December 9, 2020
Paul Grano (Google)
September 1, 2019
Matt was VERY good to work with , he did his job well.His warm and positive personality made the experience a good one.Would recommend him to all who are looking to buy a home!
William Witt (Google)
August 5, 2020
The Team at Megastar are Fantastic, quick, efficient, honest, and aim to Please. We have used them twice since moving to Redding. Matt does a great job every time!
Paul Irvine (Google)
September 1, 2019
When you call you get a person, not a computer
Lauren Erwin (Google)
September 1, 2019
Matt was very professional I would recommend him to everybody he was very courteous and you listen to everything that we needed and he made sure that we got everything that we needed to get her house the loan was perfect the amount was perfect and the interest was very low thank you Matt you're awesome
Richard Williams (Google)
December 9, 2020
Easy to work with and an overall positive experience. Great rate and a very knowledgeable staff.
Charles Hail (Google)
September 1, 2019
Great Redding staff.. They truly do want to provide great service!!!
Steven Ritter (Google)
September 1, 2019
Bobbi Wellman (Google)
December 9, 2020
Matt Brown is a world-class lender that is dedicated to his clients success. Matt offers a wealth of knowledge in the field of Mortgage Lending and has blown me away with his responsiveness and consistent positive attitude. I highly recommend Matt with Megastar to Fund your next home purchase!
Daniel Smith (Google)
December 9, 2020
Matt cares...Caring as you know can be a forgotten quality in today's world. Matt has a genuine care for people and will carry that through by securing a mortgage on your home.
Micah Howe (Google)
December 9, 2020
Matt was VERY good to work with , he did his job well.His warm and positive personality made the experience a good one.Would recommend him to all who are looking to buy a home!
William Witt (Google)
December 9, 2020
Steve and his team at Megastar are amazing, kind, quick and knowledgeable. I would never use anyone else for a home loan or refinance. They got me the best rates and we closed fast. Steve helped me find out what I needed to qualify and then pre-qualified me as soon as I got there. For this first time homebuyer, Steve made my home owning dreams a reality!
Jessica Smith (Google)
December 9, 2020
Megastar was very patient with me being a first time home buyer. I was looking then got afraid I was biting off more than I could chew so I delayed my search for quite a few months. The team at Megastar was ready to help me, guide me, and get all the necessary documents when I found my perfect home. Thank you for all your hard work.
Kristin Wahl (Google)
December 9, 2020
Make sure before you start looking at homes you call Mortgage Matt. I have done many transactions with Matt and he and his staff are Hard Working Professionals who get the job done every time. When you think of Home Mortgage, think Mortgage Matt
Eddy Price (Google)
Contact
We are eager to hear from you.
Megastar Financial Redding Branch
Hours of Operation
Monday - Friday 8:30 am to 5:30 pm- Office 920 Hilltop Drive, Suite B Redding, CA 96003
- Phone (530) 999-9000
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© Matt Brown - Megastar Financial Corp. All Rights Reserved.| Local Businesses
MEGASTAR FINANCIAL CORP. is an Equal Housing Lender. DBO Lic # 603 G365 NMLS Lic # 235828(3043)*
Licensed by the Department of Business Oversight (DBO) under the California Finance Lenders Act * NMLS # 1162668.
As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, sexual preference, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. We are regulated by the Fair Housing Act (overseen by HUD) and the Equal Credit Opportunity Act (overseen by CFPB), Washington, DC, 20580.





Loan scenario:
Example of 30 year mortgage:
$300,000 sales price, $60,000 down payment, $240,000 loan amount, 360 months, 3% interest rate, 3.132% APR, $1,029 Principle and Interest monthly payments, Payment does not include taxes, insurance premiums or HOA dues. The actual payment amount will be greater. Rates shown valid on publication date of June 29th, 2020. This example is for a conventional, not jumbo, mortgage product; there are restrictive upper loan amounts for conventional loans based on the property’s location. Example given requires a minimum 740 credit score with a debt to income ratio of under 45%. Applicant must be employed. This is not a promise to lend. All terms and conditions are based on the subject property, the applicant’s credit worthiness and the applicant’s ability to repay the loan.
15-Year Fixed-Rate Mortgage:
The payment on a $300,000 15-year fixed-rate loan at 2.723% and 80% loan-to-value ratio (LTV) is $1,626. The annual percentage rate (APR) is 3.178%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rates shown valid on publication date of June 29th, 2020. This example is for a conventional, not jumbo, mortgage product; there are restrictive upper loan amounts for conventional loans based on the property’s location. Example given requires a minimum 740 credit score with a debt to income ratio of under 45%. Applicant must be employed. This is not a promise to lend. All terms and conditions are based on the subject property, the applicant’s credit worthiness and the applicant’s ability to repay the loan.
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