The Easiest Home Loan In Northern California

Looking for competitively priced home loans & mortgages in Redding, CA? Looking to refinance? I’m here to help.

About us

My name is Matthew Brown and I’m the branch manager of Megastar Financial Redding. If you’re looking for a knowledgeable, conscientious loan officer to help you find the best home loans in the Redding area, or to help you refinance a loan or mortgage, contact me using the form below.

Matt Brown, Branch Manager of Megastar Financial Redding
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Some of Megastar Financial
Redding’s Core Products

FIRST-TIME BUYER HOME LOAN

Interest rates are fixed for a time-frame of 10, 15, 20, 25 or 30 years.

Principal and Interest payment for this home loan is set for the entire term and will never change. Also, your interest rate will never change.

VA LOANS

A VA (Veteran’s Administration) loan can be an incredible option, if you’re qualified for it. They are available to eligible current or former members of the U.S. Armed Forces and their surviving spouses.

Up to 100% financing available.
Very competitive low fixed or adjustable rates.
More favorable income, debt, and credit qualifications than other home loans.
No mortgage insurance (MI).

CONVENTIONAL LOANS

A conventional loan is not guaranteed nor insured by an outside entity. Because fewer low-income buyers use these, conventional loans typically have very attractive interest rates. Furthermore, unlike FHA loans, there are no mortgage insurance premiums to worry about. Depending on your situation, a conventional loan or conventional refinance may be the best option for you.

FHA LOANS

An FHA loan is insured by the Federal Housing Administration. Buyers pay for mortgage insurance to protect the lender in the case of a default. This means you can get your home at lower interest rates with fewer qualifications.

Purchase your home with as little as 3.5% down.
Seller can contribute up to 6% of sales price to help with closing costs.
Choose from a fixed or adjustable-rate mortgage.

USDA LOANS

A USDA loan was designed by the US Department of Agriculture to improve life in rural areas. These no-money-down loans can be a great option for those eligible, but many people don’t know these loans exist.
Allows for 100% financing on homes in eligible areas determined by the USDA Rural Development.
More favorable income and credit qualifications may apply.
There are some income limitations that must be met for USDA loans.

Credit Issues Get a Home Loan

Matt On The Move

If you have credit issues and want a home loan, then give us a call, we would love to take a look at your situation to see how we can help.

Call Mortgage Matt today! (530) 999-9000

Contact your Lender First

Mortgage Matt

A step up home buyer is someone who purchased a home a few years ago, and they’re outgrowing their home. If you want to take a look at your options, we would love to help. Call Mortgage Matt today! (530) 999-9000

FHA Loans Explained

Mortgage Matt

If you’re a first-time home buyer, then the FHA loan is an excellent opportunity for you. Call Megastar Financial Redding, and we’ll figure out your options together! (530) 999-9000

First Time Home buyers

Mortgage Matt

Are you looking at purchasing your first home? Let the friendly experts at Megastar Financial in Redding help you find the best loans and programs to suit your needs. Visit our office today to find out why we are one of the most trusted mortgage lenders for first-time buyers in Redding, CA. Rather talk to someone on the phone? Give us a call at 530-999-9000.

USDA Home Loans Explained

Mortgage Matt

USDA loans are a great option in Shasta County. If you’re interested in securing one, then we can help!

Megastar Financial is a trusted provider of USDA Loans in Redding, CA. If you are seeking a loan stop by our office and let our experts help you find the loan that best suits your needs. Rather talk to someone on the phone? Call Mortgage Matt today! (530) 999-9000

Mortgage Credit Certificate Explained

Mortgage Matt

A Mortgage Credit Certificate allows a homebuyer to claim a tax credit for a portion of the mortgage interest paid per year. It is a dollar-for-dollar reduction against your federal tax liability.

If you want to take a look at your options, I would love to meet with you. You can reach me at my office (530) 999-9000.

VA Home Loans Explained

Mortgage Matt

VA loans are one of the best home loans out there for anyone eligible, with lower down payments required, lower interest rates, and fewer hoops to jump through, compared to other loans. If you are a veteran looking to find 100% VA financing in Redding, CA, then this is the best type of loan you can find.

Megastar Financial is a trusted provider of VA Loans in Redding, CA. If you are a veteran seeking a loan stop by our office and let our experts help you find the loan that best suits your needs. Rather talk to someone on the phone? Call Mortgage Matt today! (530) 999-9000

Mortgage Refinance Explained

Mortgage Matt

Megastar Financial Redding’s mission is to help people better afford their homes. Whether you want to lower your interest rates or monthly payments, or pull equity out of your home and convert it into cash, we are ready to help you save your money. If you don’t know whether refinancing in Redding CA is an option, call us at 530-999-9000, and we will help you figure it out.

FHA Loans Explained

Mortgage Matt

If you’re a first-time home buyer, then the FHA loan is an excellent opportunity for you. Call Megastar Financial Redding, and we’ll figure out your options together! (530) 999-9000

Homebot | Helping Homeowners Maximize Wealth

Mortgage Matt

Homebot is a free, online wealth management tool for homeowners. Set up your profile by entering your current mortgage amount, interest rate, payment amount and loan term and with one click you will have a snapshot of your home wealth. Call Mortgage Matt today! (530) 999-9000 Homebot | Helping Homeowners Maximize Wealth: https://homebot.ai/

Homebot | Helping Homeowners Maximize Wealth

Mortgage Matt

Homeowners do cash-out refinance so they can turn some of the equity they’ve built up in their home into cash. Contact us at Megastar Financial Redding to see if this is a good option for you. (530) 999-9000

Homebot for Realtors

Mortgage Matt

“Real Estate Agents, like you, are using Homebot to generate significant new listing referrals and CMA volume by re-engaging their entire client-base every month with valuable home finance advice.”

Customer Reviews

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